Momentus Real Estate Group

Disclosures

The lines we draw, in writing.

We teach a lot on this site. This page states plainly what that education is, what it is not, and which licensed professionals own the questions outside our lane.

Who we are

Momentus Real Estate Group is a Texas real estate brokerage licensed by the Texas Real Estate Commission (TREC). Brokerage license #9014872-BB. Broker: Maureen Cappallo, license #620163-B. We operate fully remotely across the Dallas-Fort Worth area, serving Collin, Denton, Tarrant, Dallas, Ellis, Kaufman, Rockwall, and Grayson counties.

Educational content

Content we share on this website, our blog, our videos, our email, and our social channels is general education, not advice about your situation. It is not loan qualification or approval advice, legal advice, financial planning advice, tax advice, or a guarantee of any outcome.

For guidance specific to you, the right professionals are: a licensed mortgage professional for loan qualification, rates, and terms; a licensed attorney for legal questions; and a licensed CPA or financial advisor for tax and financial planning.

Lender relationships

Momentus Real Estate Group has no exclusive or preferred lender partnership. When financing is part of your plan, we make one introduction to the right lender for your situation, and that is where our role ends.

  • You are never required to use any specific lender.
  • You may choose any licensed mortgage lender you like.
  • We receive no compensation, direct or indirect, for referring clients to any lender.
  • We encourage you to compare rates, terms, and fees from more than one lender.
  • To verify a lender's license: Texas Department of Savings and Mortgage Lending (sml.texas.gov) or NMLS Consumer Access (nmlsconsumeraccess.org).

Interest rates and loan terms

Maureen Cappallo is a Texas real estate broker, not a mortgage lender or loan officer. We do not quote specific interest rates, monthly payments, approval likelihood, credit score requirements, or debt-to-income requirements.

When we describe loan features such as VA or FHA program characteristics, rate buydowns, or down payment assistance, we are describing general program characteristics from publicly available information. Your eligibility, rates, and terms depend on your individual situation and must be determined by a licensed lender.

VA loan benefits

We describe general VA loan program features based on publicly available information. Your specific eligibility, entitlement, Certificate of Eligibility status, and any exemptions must be determined by a VA-approved lender.

Client stories and testimonials

Client stories and testimonials on this site are real experiences shared with permission. Individual results vary with credit, income, market conditions, and program availability, and past client experiences are not a guarantee of similar outcomes. Names may be generalized to protect client privacy.

Market data

When we reference market data or trends, the data comes from third-party sources such as the MLS, NTREIS, Freddie Mac, builder reports, and industry publications. It is accurate as of the date referenced, market conditions change, and past performance does not guarantee future results.

Fair housing

Momentus Real Estate Group complies fully with the Fair Housing Act and Texas fair housing laws. We do not discriminate based on race, color, religion, sex, national origin, familial status, or disability. Equal Housing Opportunity.

Standard TREC disclosures

Information About Brokerage Services (IABS) · Consumer Protection Notice · Privacy Policy · Accessibility

Questions about these disclosures: info@momentusrealestate.com or (682) 223-1347.